Personal loans are a widely used financing tool to meet unexpected expenses or notable money disbursements. For this 2020, the forecasts regarding the loans are complex, but everything indicates that the consumption of the families will decrease, which could be an incentive to lower the interest on the loans to stimulate their granting. If you are currently looking for a loan, we review the best offers of the month.
With the ING Lenderslink Loan you can request from $ 6,000 to $ 60,000. Although for those who are already clients of the bank, they can request it from $ 3,000. With a fixed interest rate from 5.95% TIN and 6.12% APR. This loan is 100% commission free and does not require the direct debit of the payroll of the holder.
For a smaller amount of money, the Cream Credit project loan offers up to $ 15,000 to be returned between 12 and 96 months. Loan interest ranges from 4.95% TIN to a maximum of 19.00%, and 5.07% APR to a maximum of 20.77%. In addition, it does not entail an opening commission.
Freedom + loan
This loan is a form of financing that Best Bank offers to clients who have been at least 6 months in the entity with declared net income, among the holders, exceeding $ 30,000 per year. This loan can be repaid up to 7 years, and offers amounts from $ 5,000 to $ 20,000. Interest rates are 6.5871% TIN (7.12% APR). In addition, to contract this loan or any of the products of Best Bank you can use the Family Banker service, a financial coach who personally advises each client.
Loan with Property Guarantee
Fine Bank offers an interesting financing option for very specific purposes: cancel embargoes, paralyze auctions, cover expenses of a wedding or meet medical expenses or a sanitary residence. To apply for this loan it will be necessary to be in possession of a property, which will be assessed, to have up to $ 10,000 up to $ 300,000. The repayment period is up to 20 years without the need to change banks. The fixed TIN is a minimum of 2% and a maximum of 18% (APR 3.9% – 19.9%).